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- 10:31, 30 March 2025 NobleGrunwald46 talk created page Defend Your No Claims It s Not Value It (Created page with "Don Brown, former Florida State Consultant and Senior Fellow at The Heartland Institute and former state legislator who was chairman of the House Insurance Committee and is a famous nationwide insurance expert, mentioned since Irene missed Florida and aimed its fury to the north, any influence on higher rates can be due to reinsurance.<br><br>Equally, a variety of motorists confirm that even when their no claims discount was protected their premium was increased in the y...")